Shelter Insurance Rates by State
Average Premium Comparison (Top 10 States)
National avg: $1,920
Rates vary by driver profile and coverage level. View rate filings by state →
Shelter Insurance Complaints
NAIC Complaint Index
The complaint index compares the number of complaints to market share. A score below 1.0 means fewer complaints than expected for company size.
Shelter Insurance has fewer complaints than expected relative to its market share. With a complaint index of 0.68, this carrier receives 32% fewer complaints than the industry average for a company of its size.
Common Complaint Categories
Industry-wide complaint category breakdown. Source: NAIC.
About Shelter Insurance
Shelter Insurance is an established insurance carrier, founded in 1946 (80 years in business) and headquartered in Columbia, MO.
Financial Strength: Shelter Insurance carries an AM Best rating of A+, excellent financial strength and exceptional ability to meet ongoing obligations.
Customer Complaints: The NAIC complaint index for Shelter Insurance is 0.68, well below the industry average, indicating strong customer satisfaction. A score of 1.0 represents the national median—scores below 1.0 indicate fewer complaints than expected for a company of this size.
Shelter Insurance offers standard auto insurance coverages including liability, collision, comprehensive, and optional add-ons like roadside assistance and rental car reimbursement.
With an AM Best financial strength rating of A+ (Stable outlook),Shelter Insurance demonstrates excellent ability to meet ongoing insurance policy obligations.
According to NAIC data, Shelter Insurance has a complaint index of 0.68, which is below the industry average of 1.0. This indicates excellent customer satisfaction relative to the carrier's market share.
Company Details
Contact Information
- Headquarters
- Columbia, MO
- Website
- shelter.com
- NAIC Code
- P-SHELTER
Financial Information
- AM Best Rating
- A+
- Rating Outlook
- Stable
- Parent Company
- Shelter Insurance Group
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Data Sources & Methodology
The information on this page is compiled from authoritative sources:
- •NAIC↗ — National Association of Insurance Commissioners complaint data
- •AM Best↗ — Financial strength ratings
Insurance quotes and actual premiums will vary based on individual factors. This content is for informational purposes only.